If you just heard about "Trump Accounts" and you're wondering if this is real, what to do, and whether your kid qualifies — you're in the right place.
The Dell Foundation pledged $6.25 billion to add $250 to Trump Accounts for children aged 10 and under in qualifying ZIP codes — areas where the median household income is below $150,000.
Based on Census Bureau median household income data. Final eligibility determined by the Dell Foundation. This is an estimate only.
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Answer a few quick questions — your kids' ages, ZIP code, employment — and I'll tell you exactly what you're eligible for and what to do next. Personalized to your family.
⏱ About 1 minute
Start the eligibility check →It's called Form 4547. TurboTax, H&R Block, any tax software will have it. You're telling the IRS "yes, I want this for my kid."
You can do this nowStarting May 2026, Treasury reaches out to confirm who you are and activate the account. Watch for emails and mail — it's legit.
May 2026July 5, 2026 — Treasury puts $1,000 in. It gets invested automatically in a low-cost stock market index fund.
July 5, 2026Optional. Your employer might also chip in up to $2,500 pre-tax. Ask your HR department.
After launchNobody can touch it. At 18 they use it for college, a first home, starting a business, or keep it growing.
Age 18Deep dives into the stuff parents actually ask about.
I've spent 15 years in investment management across some of the largest financial institutions in the country. When Trump Accounts were announced, I started getting texts from every parent I know asking "is this real?" The official resources are dense, and the brokerages just want to sell their version. So I built this — independent, no sales pitch, just clear information.